How It Works!

Create Account

Very Simple and Fast. Create account in two minutes and add employees

Mobile Application

USSD, Mobile(SMS), Web. Fast and easy application, it takes under 2 minutes to complete an application.


Receive your approved salary advance/Micro loan applied for on your phone fast. Within 5 minutes

Are you an employer and you want to work with us? Its Easy

Sign Up Now




So convenient! I had years of struggling to make ends meet mid-month. Since I've had my personal mobile loans from KnoxPesa, I have not had the stress and life is now much more comfortable and most importantly, my finances are under control!

- Jane Awuondo - Accountant Minex Construction Kenya ltd


SMS Based

We needed to be able to give our members small loans applied via sms. KnoxPlatform provided us with this convenient and efficient SMS based loan tool. Our Sacco is now meeting our member’s needs 24/7

- Kenneth Musyoki CEO, Lani Sacco



KnoxPesa salary advance has reduced my reliance from shylocks and pawn shops, this helped me have smaller repayments, less interest charged and enabled me to save for a holiday, my family can now go to Mombasa next year!

- Eward Muchemi - Sales Manager Triad General Holdings